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Seven-year old Michael was on a school trip to a Wildlife Centre in Central Scotland. It was near the end of the day and they were in the Gift Shop before boarding the bus for the journey home.


Poor Michael! He couldn't resist the array of lollipops and chocolate animals that beckoned to him. He chose one and was about to pay for it with his last few pennies.


His teacher Joejuan Williams Authentic Jersey , a kindly soul with not long before retirement, noticed him. "Have you bought something for your Mum yet, Michael?"


Michael lowered his head in shame! Gently, the teacher took the candy bar from him and replaced it on the shelf.


She walked to another display and selected a small figure made from cheap plastic. "Why not take this for her? You've got just enough money left."


Years have now passed.


Michael is all grown up and has left home N'Keal Harry Authentic Jersey , but the figurine still has pride of place in his mum's display cabinet.


Michael still recalls the day he learned an important lesson: "The figure was made of cheap plastic, but my Mum couldn't have treasured it more had it been made of silver, gold or even platinum."


Sometimes we as parents and adults lose our sense of perspective, don't we? What may seem trivial and unimportant to us Jarrett Stidham Authentic Jersey , can mean so much to a child.


We can learn a useful parenting tip from Michael's mum. The gift had little or no monetary value, but was given - albeit with a gentle nudge from the teacher! - with generosity and a certain amount of personal sacrifice. And by displaying it for years, Michael's mum showed her appreciation of that.


This reminds me of a conference I once attended.


There was a blue rug on the floor and the participants were asked to gather round. It was an exercise in perception, we were told.


The speaker threw a small woollen ball onto the rug. It was exactly the same colour and was made from the same material - so it blended in and seemed to disappear.


'Now find it Sony Michel Authentic Jersey ,' was the instruction. Everyone peered and peered without success, until someone - not me! - got down on his knees and looked from ground level.


Bingo! There was the profile of the ball, rising above the surface of the mat.


Call it 'thinking outside the box' or whatever - but very often problems can be solved by looking at them from another perspective or dimension.


When we learn to think like our children, when we 'get down to their level' Stephon Gilmore Authentic Jersey , when we master the art of getting inside their heads and seeing life from their point of view, the task of raising children becomes much easier - to say nothing of more enjoyable and fulfilling.


Happy parenting!

How A Home Business May Protect You From The Housing Bubble

Posted by nick_niesen on October 28th, 2010


Not everyone agrees there is a housing bubble which will have an impact on the entire economy, but how about one that has an impact on you? If your home was devalued Tom Brady Authentic Jersey , even temporarily, do you have the cash flow to sustain your credit or allow you to sell your home without getting into debt? In the US today, many people live in homes which have positioned them in a loosing financial situation. How can a home business improve your financial position and protect you from the potential effects of a housing bubble?


First, many people have W-2 income as their only source of income. While a job is certainly a great way to trade your time for a consistent flow of money Julian Edelman Authentic Jersey , it also provides you with the fewest tax advantages which means you end up paying more to Uncle Sam than those who also run a home business on the side. For example, many CPAs and tax planning specialists can show you how to deduct part of your home expenses, your cell phone bill and even costs to maintain and operate your vehicle, legally Womens Jake Bailey Jersey , if you are able to document that you actively work on your home business each day. This can turn expenses you are already paying for, into tax deductions. That聮s money in your pocket! Money saved can be reinvested into growing your business or applied to paying off your mortgage more quickly.


Protect yourself and protect your hard earned home equity by improving your cash flow and avoid running close to the edge of the value of your home compared to the debt owed in your mortgage and any home equity loans. Be sure you consult with a tax professional and a CPA to properly plan the tax benefits you can receive from having a home business. Apply those savings to building your savings and also to paying down your mortgage as quickly as possible. The more equity to have in your home, the more insulated you are from possible effects of the housing bubble and also from the effects of personal and professional emergencies.


Goals Success Self Help Articles | July 1, 2014
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